This week’s main blog headlines are … Happy holidays and one last piece of 2017 news Merry Christmas and a Happy New Year everyone. That’s 2017’s blogging over for me. Back on January 2, 2018, with more news about my new book coming out in March, Digital Human. A few comments: …
Read More »Happy holidays and one last piece of 2017 news
Merry Christmas and a Happy New Year everyone. That’s 2017’s blogging over for me. Back on January 2, 2018, with more news about my new book coming out in March, Digital Human. A few comments: “Skinner presents a compelling vision of the future of financial services expertly set in ten-thousand years …
Read More »Things worth reading: 22nd December 2017
Things we’re reading today include … Britain’s digital banks: profitable or just popular? Democrats Slam Wall Street Regulator’s Decision on Bank Oversight Russia’s Globex Bank Says Hackers Targeted Its SWIFT Computers Bitcoin: Should we care about its price? Clydesdale Bank faces legal action over alleged mis-selling of loans Bitcoin slips …
Read More »The Top FinTech Trends of 2017 … were they?
The other forecasting I made at start of year concerned the big FinTech trends of 2017. Again, I thought it might be of interest to revisit them. Removing friction from the customer journey I guess this is a given, and wasn’t a big trend of 2017 … just a big trend …
Read More »Things worth reading: 21st December 2017
Things we’re reading today include … Bitcoin lottery launches in Ireland Top 10 Retail Banking Trends and Predictions for 2018 Tandem’s Takeover of Harrods Bank Approved by Bank of England BNY Mellon freezes $22 billion in Kazakhstan assets: source Bank’s olive branch increases chance of Brexit deal City can live …
Read More »Did my 2017 predictions come true?
Back in January, I made 10 predictions for 2017. Let’s see how near or off the mark they were: The FinTech buzz continues, but not in the USA (look East) WRONG. According to KPMG’s Pulse of FinTech report, Q3 2017, I’m wrong. Asia was doing ok but nowhere near as …
Read More »Things worth reading: 20th December 2017
Things we’re reading today include … Payments regulator urged to prevent ‘ATM deserts’ in parts of UK Michel Barnier is ‘Scrooge’ to rule out bespoke Brexit deal, City bosses say Bitcoin not a threat to financial stability, say European economists Allianz pumps $100m into micro-insurer targeting world’s poorest Bitcoin falls …
Read More »91% of consumers have no idea what Open Banking is
I was moderating a panel discussion about Open Banking and the panel’s opening was some research presented by Steve Ogborn and Benedict Ireland of the Unlimited Group. The guys said that only 9% of consumers had heard of Open Banking. That means 91% had no idea what it was. Even …
Read More »Things worth reading: 19th December 2017
Things we’re reading today include … Is Monzo the Facebook of banking? Bob Diamond mulls UK retail banking return with Tandem stake Lloyds taps £20bn of Bank of England funds to boost profits not lending Bitcoin hits bigger stage as exchange giant CME launches futures UK cannot have a special …
Read More »Change my bank? Not on your nelly!
I had a realisation the other day: banks are brilliant. Everyone says they hate banks, but I love them. In fact, I think most people secretly love their bank. They just don’t like to admit it. After all, when did you last change your bank? Not open another bank account, …
Read More »Things worth reading: 18th December 2017
Things we’re reading today include … Bitcoin trading starts on the huge CME exchange UK banks face fines as immigration checks on account holders loom Bring a little Christmas cheer with a cryptocurrency UK banks tell May: a Canada-style Brexit deal is not good enough Barclays’ commitment to investment banking …
Read More »The Finanser’s Week: 11th December – 17th December 2017
This week’s main blog headlines are … Look East for innovation I often talk about faster horses and how banks think digital is doing banking cheaper and faster. It’s all about efficiency and effectiveness. So, I was asked the other day: where is the car? After all, it’s easy to …
Read More »Look East for innovation
I often talk about faster horses and how banks think digital is doing banking cheaper and faster. It’s all about efficiency and effectiveness. So, I was asked the other day: where is the car? After all, it’s easy to call out banks for doing banking as usual but, if I …
Read More »Things worth reading: 15th December 2017
Things we’re reading today include … NatWest bank spat prompts web security changes Deutsche Bank sells chunk of Polish business to Santander Britain’s indebted credit card customers could save up to £1.3bn under new rules Tech groups jostle for advantage in Indonesian digital payments The top grossing Christmas films of …
Read More »The economics of our future world
Taking of moving from the concept of a Universal Basic Income to money without government to tokens to credits, I’ve been reading a fascinating book recently on Star Trek’s economics called Trekonomics. Released in 2016, I thought it would be some frivolous Trekkie’s drooling over the wonder of the Federation’s …
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